Best Payout Online Casinos in the Philippines
List of the Highest-Paying Online Casinos in 2024
TestCasinos’ Choice
- Quick Payment Processing
- 24/7 Customer Support
- Modern, Easy-to-navigate Website
- Regular Bonuses
- Many Filipino-friendly Payment Methods
- Daily Cashback Rewards
- First Prestigious Online Gaming Site in Asia
- GCash, PayMaya, GrabPay
- Rapid Processing of Deposits and Withdrawals
- Live Casino Experience
- Exclusive Bonuses and Promotions
- VIP Program
- GCash Available
- Daily 30% Slot Reload Bonus
- Mobile Compatibility
- Top Game Providers
- Live Casino Experience
- Live TV for Sports
- High RTP Blackjack Games
- 24/7 Customer Support
- No Download Required
- Mobile Optimized
- Amazing VIP program
- Diverse Payment Options
- Regular Internal Audits
- Live Dealer Games
- Loyalty Program
- Enhanced Due Diligence for High Transactions
- Three-Stage Account Verificatio
- Security Payment Methods
- GCash, GrabPay, Bank
- A wide range of GCash betting
- Bingo games available
- Sabong betting available
- Betting Tournaments
- Fisher games available
- Up to 100% + 30 FS for the 1st deposit
- 24/7 Customer Support
- Instant Payouts
- High Odds
- Vip Cashback
- Comprehensive Sportsbook
- High RTP
- Industry-Leading Game Providers
- Innovative Online Cockfighting and Bingo Games
- VIP Program with Exclusive Benefits
- Exciting Sports Betting Options
- Customer Support with One-Click Assistance
- Rapid Deposits and Withdrawals
- Exclusive VIP Program
- 24/7 Support
- Generous Bonuses and Promotions
- Cultural Favorites
- Live Dealer Thrills
- Quick and Easy Registration
- 24/7 Customer Support
- Exceptional Odds
- Fast and Secure Transactions
- Wagering requirement is 50x
- Special Bets Section
- GCash Available
- Many Slot Games
- Live Casino Available
- Progressive Jackpots
- Regular Promotions and Bonuses
- Mobile Gaming Support
- GCash, PayMaya, Bank, Grab, USDT
- Register Free Bet 100 PHP
- Sabong betting Available
- Refer Friend Bonus
- Daily Bonus
- Fisher Games Available
What Is the RTP Rate Concept?
RTP stands for “Return To Player”. Also known as the payout percentage, this tells players how much money their casino will eventually pay them over time. For instance, betting $1,000 at a casino with an RTP of 95% means you’ll get back at least $950. However, it’s important to note that the RTP does not guarantee wins or success in any measure. It’s a number that is calculated after considering thousands of bets to come up with an average of what each user gets back compared to the total amount they’ve wagered.
Despite this, knowing the payout percentage is vital to gauge the best online casino for payouts. The higher the RTP, the more chances you have of generating wins, even if it’s not guaranteed. So, Filipino players should gamble at online casinos with the highest slots payouts rather than those that need to feature a better payout percentage in the first place.
Most often, the average RTP for good, reliable websites hovers around 90-95%. Anything over 95% may be considered for the title of the best-paying casino online. The RTP is also a very prominent feature of casino games. Different games have varying RTPs, letting players know which titles are worth putting money on. Game developers often boast high RTP games in their catalog to attract new players, making it a win-win situation for both parties.
Top 3 Highest Payout Casinos in the Philippines
Finding an online casino is relatively easy these days. There are so many betting sites in the Philippines that one could start playing at any of them. However, looking for the best-paying online casino does take some work, so we’ve listed our top gambling sites that let you maximize your cash.
22Win
22Win can easily be termed the best payout online casino for Filipinos. This fully regulated website has many casino games ranging from high payout slots to classic games like online blackjack and more. Without using a 22Win promo code in the Philippines, new customers can enjoy a 100% welcome bonus, increasing this cash even more. Its RTP is around 97.9%, which is very good when it comes to online gambling.
- Huge collection of slots with big payouts
- Multiple banking methods are supported
- Plenty of promotions to utilize
- Not a very comprehensive FAQ section
- Available in limited countries
Jolibet
Regarding the highest win rate online casino Philippines options, we must include Jolibet PH in the conversation. It offers some of the best online casino payouts you’ll see anywhere. The casino boasts 4000+ games from leading software developers, a valid license by Curacao and approval from PAGCOR, and a massive 100% welcome bonus of up to PHP 6,666. With an RTP of around 97.02%, it’s a great place to be for high payout rates.
- Reliable, safe, and fully legal website
- Various payment and withdrawal options
- Plenty of games with varying volatility
- Customer support isn’t always available
22Fun
Another online casino among our highest RTP sites, 22Fun, is licensed by PAGCOR and has everything you need to start gambling. With over 3700 online casino games across 10 categories, such as progressive jackpot slots and table games, 22Fun allows for a fun and lucrative iGaming experience. And when you factor in the high payout of 96.01%, you get a casino that’s easily among the best payout online casinos in the country.
- Great live chat functionality
- Available in different languages
- Features leading software providers
- Not too many transaction options
- Withdrawals have fees associated with them
Guide to Registering at the Best Payout Casinos
Playing games at the best-paying casino online requires you to register for an account. Luckily, each recommended casino offers a hassle-free registration process.
Choose your preferred option from the list of fastest payout casinos we’ve recommended and open its official website.
Enter your personal details in the registration form. This typically includes your name, address, date of birth, currency, region, etc.
Review the terms and conditions of your online casino, accept them, and submit the form.
Depending on the casino you’re joining, you might be asked to provide certain documents to verify your identity.
Once everything is complete, use your username/email and password to sign into your account and start gambling.
Highest Payout Casino Games
With so many online casino games, finding the ones with the highest payout percentages is hard. That’s why we’ve listed some of the most common games you’ll find at any real-money online casino site, so you don’t have to go searching and can begin playing right away.
Slots – 96-98% RTP
There are thousands of games to explore at a casino, from a standard slot game to a progressive jackpot title. Slot machines are very easy to play and offer some of the biggest earnings you’ll ever experience, which is why online casinos with the highest slot payouts are so popular. The following are some high-payout slots offered by several leading casinos.
- Mega Joker by NetEnt – 99%
- Blood Suckers by NetEnt – 98%
- Starmania by NextGen Gaming – 97.86%
- White Rabbit Megaways by Big Time Gaming – 97.72%
- Big Bad Wolf by Quickspin – 97.3
The great thing about slot games is that you can understand only a few rules. Two of the main aspects you should know include the RTP and volatility. We’ve already discussed how a game’s RTP can affect its payouts, so we’ll go over how volatility does the same.
Slot machines can have low, medium, or high volatility. Low-volatility games grant a win more often, but the value of each is relatively small. Conversely, high-volatility games grant much bigger rewards but less often. Meanwhile, medium-volatility games are somewhere in the middle. The overall RTP of each game you play is calculated by the provider based on its volatility, so it comes down to your preference of how you wish to gamble.
Online slot games also have many bonus features to increase payout beyond the advertised RTP. These aren’t just free spins you can get via a casino bonus but features built into the slots, such as Multipliers and Bonus Rounds. These enhance your winnings, hence leading to bigger payouts.
One more thing to note about slot games is the type of jackpot. At any best payout online casino, you’ll have standard and progressive jackpot titles. The latter has an ever-growing jackpot based on all the wagers that people place. This can lead to incredibly huge winnings if you get lucky. But since the reward is potentially so high, so is the risk. This is why these slots usually have lower RTPs.
Blackjack – 97-99% RTP
When it comes to real money table games, online blackjack is one of the most popular options. Its RTP can be as much as 99.5%, the highest payout rate. Blackjack games are easy to understand, too, which adds to the allure surrounding them. Each card in this game has a unique value, with numbered cards being valued at their numbers, face cards having a value of 10 each, and aces being associated with a value of either 1 or 11, depending on how you wish to use them. The game’s goal is to get a hand that’s as close to 21 as possible.
Blackjack comes in different forms, and each variant has its own rules. Some famous examples include European, American, Switch, Face Up, and Free Bet versions. Each of these has its house edge, resulting in different RTPs. The higher the house edge, the lower the final RTP. European blackjack has some of the highest payout percentages among the variants.
Blackjack also allows placing side bets to increase your chances of winning, increasing the RTP even more. Common ones include Insurance, 21+3, and Perfect Pairs. Another thing you must note is the number of decks used in a game. The more decks, the higher the house edge and the lower your payout. To combat all this, however, casino providers have several bonuses and promotions to give players more to wager. These bonuses come with wagering requirements, often hovering between 25x to 45x, but they’re still a great way to play more games for longer.
Baccarat – 96-98% RTP
Like blackjack, online baccarat has extensive online casino payouts and is one of the best-paying casino games with good odds. Boasting an RTP ranging from 96% to 98%, it is easy to play. Players must make one of three bets, either in favor of themselves, the croupier, or a tie. The goal is to get a hand with a total value as close to 9 as possible.
This game also comes in different variations at online casinos. Each variation has its payout percentage, so always check the rules of each type before playing it. The most common variations include:
- Chemin de Fer – with six decks
- Banque – with three decks
- Punto Banco – with eight decks
Roulette – Up to 98.65% RTP
Since the popularity of the best-paying online casinos in recent years, roulette has evolved into a much more fun game than ever before. Boasting many variations, each with its payout percentage and rules, anyone can play online roulette.
The game’s basic premise is to guess where the ball will land on a spinning wheel containing various numbered slots. Popular versions of the game differ based on how many “zero” slots are on the wheel. American Roulette has 2 zeros, whereas European and French versions have 1 each. This makes the RTP of the US variant worse than the other two. The French version enjoys the greatest payout percentage, at 98.65%.
Roulette is a table game with many possible bets. The two main categories are Inside and Outside.
- Inside Wagers: These are placed on numbers in the center of the table. They have lower odds of around 1 in 38, but the payouts are higher.
- Outside Wagers: These are placed on numbers along the edges of the table. The odds of such a bet are higher, but the overall payout is smaller.
Some of the most common bets you can make to win at roulette include:
| Bet Type | Payout | European Odds | American Odds |
|---|---|---|---|
| Straight | 35:1 | 2.70% | 2.63% |
| Two Numbers | 17:1 | 5.40% | 5.26% |
| Three Numbers | 11:1 | 8.10% | 7.89% |
| Column/Dozen | 2:1 | 32.43% | 31.58% |
| Red/Black | 1:1 | 48.65% | 47.37% |
| Even/Odd | 1:1 | 48.65% | 47.37% |
| High/Low | 1:1 | 48.65% | 47.37% |
Online Poker – 96-98% RTP
If you’re not into live dealer games but want to try something other than slots, video poker is the perfect game to check out. It looks like a slot game, but it follows the rules of five-card draw poker. Players aim to collect the best possible five-card hand based on their deal.
One exciting thing about video poker is that the best payout online casino sites will give you a pay table, giving you all the information about which hand pays what. This can help you strategize which cards to keep and which to discard when forming a winning combination.
This, and many other features, make video poker a very lucrative and fun game to play. Its RTP of up to 98 percent is comparable with that of other table games, giving you many chances to win.
Craps – Up to 99.6% RTP
At first glance, craps may seem like a challenging game for online casino players who aren’t familiar with it. This is especially true because of the rather unconventional table layout for the game. However, the objective of craps is just to predict the outcome of the dice that are rolled. Once you get that basic understanding, there are a ton of wagers you can make, including:
- Pass Line
- Don’t Pass
- Place Bets
- Field Bets
- Hardways
- Any 7
- Horn Bet
Each has its house edge that can be as much as 16.9% in any 7 wagers. The most straightforward wagers to place are Pass Line ones, where the house edge sits at 1.41%. The overall RTP of this casino game is often around 99.6%, which makes craps one of the best-paying casino games if you play it right.
How We Test Top-Paying Casinos
Recommending the best-paying online casinos is a serious job for us, as we want to ensure that our readers play only the best online casino games. We do this by following specific steps:
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Our review team assesses each casino site based on its overall reliability. This starts with checking whether the online casino sites have valid licenses.
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The best online casinos that pay out large amounts must also offer secure payment options. We test the various available methods before making any recommendations.
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Only after the basic security standards have been established can we compare the advertised RTP of one casino with another. This is done by playing different games and determining whether the values hold any truth.
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A casino’s payout rate can fluctuate over time, so we average out the different values before suggesting them in our reviews.
TestCasinos’ Verdict
Playing at a casino with a reasonable payout rate is essential for making a return in the long run. A percentage exceeding 95% is considered above average, so always try to sign up for platforms that offer something along that value. We always suggest our readers look at what RTP percentage an online casino offers before joining it so that all the free spins, secure withdrawal methods, and opportunities they get are worth their time and money.
- With a large payout percentage, you’ll have more earnings over time.
- A good RTP percentage online casino has plenty of online slots and other games to try.
- The software at such sites comes from leading companies that always push the envelope.
- All our recommended sites are secure and fully licensed.
- With a high payout percentage, sometimes high deposit limits are required.
- The highest-paying slots can become quite addictive.
Best Payout Online Casino FAQs
Are online casinos legal in the Philippines?
Yes, online gambling was legalized in the region decades ago. If your chosen site is licensed, playing on it is safe and legal.
What are payout percentages, and how do they affect my winnings?
This number indicates how much money a casino will pay back over time compared to your wagers. The higher the RTP, the more often you’ll win.
Is it possible to win big at online casinos in the Philippines?
The highest-paying slots can have jackpots exceeding a million dollars, so it is possible to receive an incredibly colossal win when gambling online.
Are there any strategies to maximize my winnings at an online casino?
Other than using some strategy to place smarter wagers, bankroll management is key to ensuring you don’t lose too much money. It entails keeping track of your expenses and setting limits for yourself.
What should I do if I encounter issues with payouts?
You should contact customer support immediately and let them know what issue you’re having with your withdrawal. The casinos we’ve recommended in our review have solid support, so you’ll be in good hands.