Online Legal Baccarat in the Philippines

Baccarat is a game of pure chance that’s popular in the Philippines. Owing to its simplicity and fanbase, multiple casinos in the country offer the activity. Our guide is the right place to be for anyone looking for the best baccarat online casino Philippines. We have experts who carefully assess all the leading platforms by registering, depositing cash, and playing game variations. Our list of online baccarat Philippines websites was curated based on this research so players may test their luck with peace of mind.
Written By
Carlos Reyes
Updated
Nov 28, 2023

Best Baccarat Casinos in the Philippines

Safe and licenced
Safe and licenced
Top rated
Top rated
Faster payments
Faster payments
High payments
High payments
#
Casino Details
Bonus
Features
Play
1
Rating
Rating
Rating
Rating
Rating
5 /5
Read review
Get 100% up to ₱25000
T&C apply

Visitors who are new to the site and make a deposit in PHP are eligible for a match bonus of 100% up to 25,000 PHP. There is a requirement to wager the bonus 15 times before it can be withdrawn. The bonus can be used on slot games and fishing games at 22Win casino. This bonus offer is valid for a period of 30 days. Failure to meet the wagering requirements within this timeframe will result in the expiration of the bonus.

  • GCash Available
  • Regular bonuses
  • 24/7 customer support
Read review
  • Modern, easy-to-navigate website
  • Many Filipino-friendly payment methods
  • Quick payment processing
Established
2022
Licence
Myanmar Gaming Authority
Total Games
1000+
  • GCash
  • Tether (USDT)
  • PayMaya
  • Bank Transfer
  • 7-11 Eleven
  • Grab Pay
  • RCBC
  • UBP
2
Rating
Rating
Rating
Rating
Rating
5 /5
Read review
Get 100₱ No Deposit Bonus
T&C apply

PanaloKO casino offers a fantastic welcome bonus exclusively for new members, allowing them to get a FREE 100 PHP bonus. Here are the details:

Promotion Tag: New Member Only Promotional Target: All Members Promotion Platform: PanaloKO Casino Promotional Period: February 1, 2023, to April 1, 2024

FREE 100 PHP Bonus Details:

  • Game: Slot
  • Bonus Amount: 100 PHP
  • Turnover Requirement: 30x
  • Maximum Withdrawal: 100 PHP

Note: Excess of the maximum withdrawal during the promotion period will be automatically forfeited if the promotion is canceled.

How to Avail FREE 100 PHP:

  1. Register a PanaloKO account using the PKO APP.
  2. Fill in the bank account information in the member center to reach level 2 status.
  3. Download and install the PKO APP by scanning and downloading it from the provided link.
  4. Message the Customer Service team to request the 100 PHP bonus. Provide them with the screenshot of the downloaded PKO APP.

Participation Rules:

  1. Each member can only receive this bonus once.
  2. The bonus will be credited within 1 day after applying for it.

Terms and Conditions:

  1. The promotion is limited to one account, IP address, phone number, email, and bank account, and can only be used once. If a member attempts to reapply for the bonus, PanaloKO reserves the right to cancel the bonus without prior notice.
  2. PanaloKO casino reserves the right to modify, suspend, or terminate this promotion at its sole discretion without prior notice.

This exclusive FREE 100 PHP bonus offer is available for all new members who join PanaloKO casino within the promotional period. Players can use this bonus to explore the slot games and have a chance to win exciting prizes. Remember to fulfill the turnover requirement before requesting a withdrawal. Enjoy the games and best of luck!

  • GCash, Maya, Bank, Crypto
  • Monthly random iPhone reward
  • Sabong betting Available
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  • A great collection of bingo games
  • Fisher Games Available
  • 24/7 Customer Service
Established
2020
Licence
Curacao Gaming License
Total Games
350+
  • Bank Transfer
  • GCash
  • PayMaya
  • Tether (USDT)
3
Rating
Rating
Rating
Rating
Rating
5 /5
Read review
Get 100% up to ₱38888
  • GCash, Maya, Grab, Crypto
  • Quick payment processing
  • Modern, easy-to-navigate website
Read review
  • Regular bonuses
  • Many Filipino-friendly payment methods
  • 24/7 customer support
Established
2018
Licence
PAGCOR
Total Games
1000+
  • Bank Transfer
  • GCash
  • Grab Pay
  • PayMaya
  • Tether (USDT)
4
Rating
Rating
Rating
Rating
Rating
4.9 /5
Get 100% up to €200
  • Few deposit methods are available
  • Wide range of casino games
  • Exciting bonus offers are available
  • The casino is operated by reputable operators
Established
2022
Licence
Curacao Gaming License
Total Games
3200+
  • Bitcoin
  • Mastercard
  • MuchBetter
  • Visa
5
Rating
Rating
Rating
Rating
Rating
4.8 /5
Read review
Get up to 300% Welcome Bonus
T&C apply

Terms and Conditions for Jiliko Casino – 300% Welcome Bonus

Jiliko casino is offering a generous 300% welcome bonus exclusively for new members. Here are the terms and conditions for this promotion:

Promotion Tag: New Member Only Promotional Target: All Members Promotion Platform: Jiliko Casino Promotional Period: January 1, 2023, to December 31, 2023

Promotion Details:

  • Deposit: 100 PHP
  • Bonus: 300%
  • Turnover Requirement: 20X
  • Maximum Withdrawal: 500 PHP
  • Game Platform: All Slot Games (excluding HS SLOT)

How to Use the Bonus:

  1. Each member is only allowed to apply for the promotion once.
  2. This promotion is only applicable to slot games, but it excludes HS SLOT. The turnover in other games will not be counted.
  3. The promotion cannot be used in conjunction with other promotions at the same time.

Hint:

  1. To apply for the promotion, click on “Promotion List,” choose the desired promo, and press “APPLY” to avail.
  2. To cancel the promotion, go to “Member Center,” select “Promotion List,” choose the promo, and press “CANCEL.”

Terms & Conditions:

  1. Each player can only participate in the promotion once. The same IP address, mobile phone number, device, ID, and bank account number will be considered as the same player.
  2. Jiliko casino reserves the right to change or cancel the promotion at its discretion.
  • GCash, GrabPay, Bank
  • A wide range of GCash betting
  • Bingo games available
Read review
  • Sabong betting available
  • Betting Tournaments
  • Fisher games available
Established
2015
Licence
PAGCOR
Total Games
1000+
  • Bank Transfer
  • GCash
  • Grab Pay

To play some casino online baccarat, you first need to browse the best PH online casinos and register at one. The ones below are our top picks for Filipino players:

T&C apply

Visitors who are new to the site and make a deposit in PHP are eligible for a match bonus of 100% up to 25,000 PHP. There is a requirement to wager the bonus 15 times before it can be withdrawn. The bonus can be used on slot games and fishing games at 22Win casino. This bonus offer is valid for a period of 30 days. Failure to meet the wagering requirements within this timeframe will result in the expiration of the bonus.

22 Win

22 Win is an online baccarat Philippines leader. The casino offers everything from slots to card games to appease anyone’s gambling desires. One of the strengths of 22 Win is the site’s design, boasting a clean interface that’s easy to navigate.

This casino baccarat online grants users plenty of bonuses. One is the 100% match welcome bonus for slots. This rewards players with a maximum of 25,000 PHP, with a minimum deposit of 100 PHP.

22 Win stands out, however, due to the number of baccarat titles. There are 3 standard games but a whopping 37 variations in the live baccarat online section, including Yeebet’s Baccarat EU01 and Pragmatic Play’s Baccarat 1.

Pros
  • Generous Welcome Bonuses.
  • Diverse Daily Rewards.
  • Special Birthday Bonuses.
  • Extensive VIP Program.
Cons
  • Language Limitations. The website’s poor language optimization can hinder the user experience for non-native speakers.
T&C apply

PanaloKO casino offers a fantastic welcome bonus exclusively for new members, allowing them to get a FREE 100 PHP bonus. Here are the details:

Promotion Tag: New Member Only Promotional Target: All Members Promotion Platform: PanaloKO Casino Promotional Period: February 1, 2023, to April 1, 2024

FREE 100 PHP Bonus Details:

  • Game: Slot
  • Bonus Amount: 100 PHP
  • Turnover Requirement: 30x
  • Maximum Withdrawal: 100 PHP

Note: Excess of the maximum withdrawal during the promotion period will be automatically forfeited if the promotion is canceled.

How to Avail FREE 100 PHP:

  1. Register a PanaloKO account using the PKO APP.
  2. Fill in the bank account information in the member center to reach level 2 status.
  3. Download and install the PKO APP by scanning and downloading it from the provided link.
  4. Message the Customer Service team to request the 100 PHP bonus. Provide them with the screenshot of the downloaded PKO APP.

Participation Rules:

  1. Each member can only receive this bonus once.
  2. The bonus will be credited within 1 day after applying for it.

Terms and Conditions:

  1. The promotion is limited to one account, IP address, phone number, email, and bank account, and can only be used once. If a member attempts to reapply for the bonus, PanaloKO reserves the right to cancel the bonus without prior notice.
  2. PanaloKO casino reserves the right to modify, suspend, or terminate this promotion at its sole discretion without prior notice.

This exclusive FREE 100 PHP bonus offer is available for all new members who join PanaloKO casino within the promotional period. Players can use this bonus to explore the slot games and have a chance to win exciting prizes. Remember to fulfill the turnover requirement before requesting a withdrawal. Enjoy the games and best of luck!

PanaloKO

Even though its website isn’t too modern, PanaloKO is a safe website to access a baccarat online game. It boasts secure encryption technologies alongside reliable 24/7 customer service to ensure players have a positive experience.

Apart from offering your favorite online casino game, PanaloKO also has a rarity in Filipino casinos: a no-deposit bonus. Users are welcomed with a 100 PHP free bet when they register.

Although there’s just one baccarat card game, PanaloKO boasts 11 different variations of baccarat online live. These contain unique iterations like Speed Baccarat Cricket and No Commission Baccarat.

Pros
  • PanaloKo Casino is powered by top providers like Evolution Gaming and Booongo.
  • Players can choose from over 200 contemporary slot games from renowned developers.
  • Regular players are rewarded with escalating cashback and complimentary bonuses.
  • The login and registration processes at PanaloKo are straightforward and offer multiple methods.
Cons
  • PanaloKo Casino doesn’t offer a dedicated mobile app, potentially limiting on-the-go gameplay.

Jolibet

Jolibet is a fully licensed live casino, offering countless games and sports betting. Players in the Philippines are familiar with the platform thanks to its overall quality and commitment to secure gaming.

One great aspect of this online live baccarat casino is its six promotional offers for new members. These include a 50% welcome bonus for live casino players (min. deposit 200 PHP) alongside a hundred percent match reward of up to 38,888 PHP for slot fans.

As far as baccarat goes, Jolibet has 2 variations of the game. Both come from excellent developers and promise a rewarding and entertaining experience. There are live dealer baccarat games too, for committed players. Live casino titles from Evolution Gaming, Pragmatic Play, Yeebet, and others boast plenty of competitive titles.

Pros
  • Attractive Bonuses
  • Lucrative Agent Commission
  • Optimized Mobile Experience.
  • Round-the-Clock Support.
Cons
  • Withdrawal Delays. Some players might face extended processing times when trying to cash out their winnings.

Hot.bet

Hot.bet is a leader in global sportsbooks, but it has an excellent casino. Whether you wish to experience an online baccarat game or play some slots to kill time, this platform has it all. The website UI is one of the best on this list, with things laid out and the games taking center stage.

Hot.bet welcomes its new players with a generous welcome bonus. This 100% match promo grants users up to 12,000 PHP for all their wagers, with a minimum deposit of 1224 PHP. Not only that, but the second deposit also gives back 50% (max. 6,000 PHP).

But the number of variations makes this stand tall among baccarat online casinos. You’ll find everything from 3D Baccarat and No Commission Baccarat to First-Person Lightning Baccarat. And to top it off, there are 25+ live titles. too.

Pros
  • Cryptocurrency Support.
  • Attractive Bonus Deals.
  • Unique TV Games.
Cons
  • No 24/7 Live Support. The absence of round-the-clock live chat can make resolving issues a tad slower for players.
T&C apply

Terms and Conditions for Jiliko Casino – 300% Welcome Bonus

Jiliko casino is offering a generous 300% welcome bonus exclusively for new members. Here are the terms and conditions for this promotion:

Promotion Tag: New Member Only Promotional Target: All Members Promotion Platform: Jiliko Casino Promotional Period: January 1, 2023, to December 31, 2023

Promotion Details:

  • Deposit: 100 PHP
  • Bonus: 300%
  • Turnover Requirement: 20X
  • Maximum Withdrawal: 500 PHP
  • Game Platform: All Slot Games (excluding HS SLOT)

How to Use the Bonus:

  1. Each member is only allowed to apply for the promotion once.
  2. This promotion is only applicable to slot games, but it excludes HS SLOT. The turnover in other games will not be counted.
  3. The promotion cannot be used in conjunction with other promotions at the same time.

Hint:

  1. To apply for the promotion, click on “Promotion List,” choose the desired promo, and press “APPLY” to avail.
  2. To cancel the promotion, go to “Member Center,” select “Promotion List,” choose the promo, and press “CANCEL.”

Terms & Conditions:

  1. Each player can only participate in the promotion once. The same IP address, mobile phone number, device, ID, and bank account number will be considered as the same player.
  2. Jiliko casino reserves the right to change or cancel the promotion at its discretion.

Jiliko

Jiliko is a highly-rated gambling site in the country that has garnered many loyal players. It offers slots, every major table game, bingo, and even sports betting opportunities.

The site offers many bonuses and ongoing promos to keep users coming back. The welcome bonus stands out, though, not because of the total monetary value but rather its percentage. This is a massive 300% bonus. Players deposit 100 PHP and get 300 PHP in gifted funds.

Jiliko has 4 online baccarat Philippines options. 2 of these are video games, and 2 are live dealer, which is much less than the others. However, what it may lack in quantity, it provides with top-notch quality of choice.

Pros
  • Stellar Reputation.
  • Diverse Customer Support.
  • Swift Withdrawals.
  • Mobile Flexibility.
Cons
  • Outdated Website Design.
History of Baccarat in the Philippines

History of Baccarat in the Philippines

The origins of baccarat are tied to Italy. It is believed to have been invented in the 1400s by Felix Falguiere. He named the activity “baccara” which translates to “zero.” This was since each face card and the tens were valued at 0. Online baccarat Philippines has been around for years now. Its popularity in the country could be attributed to its connection to luck and chance. These concepts are deeply intertwined in Filipino culture, making the game an essential part of the nation. It is also simple to play Baccarat, allowing everyone from low-stakes players to high rollers to partake in it.

How to Choose the Best Baccarat Online Philippines Casino

To play baccarat online real money games, it is prudent to know the way to discover the top online baccarat casino. Here are six points our experts consider when doing so.

Industry Reputation and Legality

Websites without a valid license never make it to our recommended list. This is the first thing we check for since the players’ safety and security rely on it. A license from a top authority like the MGA shows that the casino abides by all relevant laws and regulations.

Secure and Quick Payment Options

To enjoy baccarat games online, safe banking solutions to handle your funds are crucial. We test all the options offered by depositing funds and withdrawing them. The speed of transactions is as important as overall security since players want to be paid as quickly as possible.

Rewarding Bonuses and Ongoing Promotions

Any game baccarat online can be made more fun thanks to bonuses. Almost all casinos today offer generous welcome packages. They grant players match deposit bonuses and cashback for more playing and winning chances. Ongoing promos are also important, especially those meant for regular players. These ensure that gambling fans keep enjoying their baccarat online games with an extra bit of cash.

Variety of Games from Reliable Developers

There isn’t just one baccarat game online. Instead, numerous variations are available with different rules and gameplay. Before you play baccarat games, always check which options the casino has. Titles from reputable game developers such as Microgaming and NetEnt are fun to explore and offer big wins with great RTPs.

Security Protocols to Protect Users

The use of SSL encryption and other security tools is essential for playing any live online baccarat casino game. Users signing up for casinos don’t need to worry about their data getting stolen regarding banking information. To secure online gambling, websites incorporate top safety protocols in their platforms.

Reliable and Responsive Customer Support

A baccarat live online game is bound to see some occasional hiccups. Players might see delayed withdrawals or bonuses they can’t claim. To assist with such issues, any casino baccarat must offer reliable customer support. A 24/7 live chat facility is the best kind, as it lets users get in touch with the casino staff instantly.

How to Start Playing Baccarat Online in the Philippines

Accessing a baccarat casino online game for real money involves some simple steps:

  1. Step 1 Visit the Casino:

    Select your preferred casino from our list. Make sure it features the baccarat casino games you want to play. Visit the website via any desktop and mobile browser.

  2. Step 2 Sign Up:

    Create an account. You’ll be asked for your name, contact details, address, etc. This takes only a few minutes.

  3. Step 3 Deposit Money:

    Go to the Cashier tab when you log into your new account. Choose a deposit method from the available options. Try to find an option that lets you gamble in a currency you have to minimize transaction fees. Add some funds to the account this way. Claim any available bonuses, too.

  4. Step 4 Place Bets:

    Find the baccarat variant you want to try and place your bets. Start with small wagers to get a feel for the game before going big. When you win, withdraw your winnings and have fun!

Popular Online Baccarat Variations

The game has several types with varying rules. Here are a few you’ll see on offer.

Punto Banco

Punto Banco

In this version, all the cards are given by the banker, and a third card is only drawn by the banker depending on what’s already in the player’s and the banker’s hand. Punto Banco translates to Player/Banker and follows casino rules.

Mini Baccarat

Mini Baccarat

Online baccarat live often has a reputation for being expensive and aimed at high rollers. To combat this and make the game accessible, a mini version of the title was created. This is Punto Banco but with lower-than-usual stakes, so anyone can participate.

Chemin de fer

Chemin de fer

Chemin de fer is an old variation in which each player takes a turn as the banker. Each match involves 9 players. This is different from other types as it leads to potentially big profits.

Baccarat Banque

Baccarat Banque

Banque is played with 3 sets of cards. Players form 2 teams and play against the banker, who competes with both teams simultaneously.

Speed Baccarat

Speed Baccarat

This one puts a tight time constraint on each turn. It’s played with the standard rules, but you need to play your turn quickly or wait for the next one.

Online Baccarat Rules and Regulations

Learning how to play online baccarat is simple. The game involves six or eight standard decks, and players bet on the game’s outcome. There are three possibilities to wager on: the player wins, the banker wins, or the game ends in a tie.

Once the bet is made, the dealer deals 2 cards each to the player and the banker. The game’s goal is to get a total sum closest to 9. An automatic win is granted if either participant gets 8 or 9, and the game ends. Cards numbered 2-9 have a score equal to their number. Face cards and 10s are valued at 0. Aces count for 1 point.

There are two moves that the player can initiate. When the total is five or lower, the player draws a third card. In case the total is 6/7, they stand. Standing equates to not doing anything. In this case, the banker either draws or stands depending on their initial hand.

In the end, whoever has a score nearest to 9 wins the bet. Side bets are possible in the game’s variants, add a lot to the overall experience, and lead to big wins.

Strategies for Playing Online Baccarat

Live dealer games usually involve a lot of strategies to maximize your money. Here are the most popular ones for this card game.

Martingale Strategy

Martingale is a famous strategy to recoup your losses. It includes doubling your base bet after you lose. When you keep doing it, you’ll revert to the base bet as soon as you win. This, however, becomes risky when you hit a long losing streak.

Paroli

This works similarly to Martingale but is safer. You double your wager when you win to increase your returns. In the case of a loss, you simply fall to the base stake.

1-3-2-4

Another way to manage your funds safely, 1-3-2-4 involves changing your wager progressively. For instance, you begin with 10 PHP, then increase it to 30 PHP before wagering 20 PHP and ending with 40 PHP. Then you repeat the same. In case you lose, you simply return to your base stake.

Baccarat Terms You Need to Know Before You Start Playing

Here are some common terms you should be familiar with.

TermMeaning
BancoThe dealer’s hand
BankrollYour total funds available for wagering
BurnA card that’s dealt without looking at it
Down CardA card that’s dealt face-down
Face CardJacks, Queens, and Kings
La GrandeWhen the initial hand is worth 9 points
La PetiteWhen the initial hand is worth 8 points
NaturalWhen the initial hand is worth 8/9 points
PuntoThe player’s hand
StandoffAnother term for a tie
Baccarat terms

Online Baccarat Bonuses and Promotions

Online casino baccarat games are so much fun, thanks to the many bonuses available. These grant users extra funds to bet, reducing the risk and mental stress associated with betting. Online baccarat real money Philippines casinos usually have the following kinds of promotions.

Deposit Bonus

Filipino players will mostly receive a deposit bonus offered by their casino. This common reward gives people a percentage of their deposited money as a gift. Several live dealer baccarat sites give a hundred percent match deposit. This doubles one’s deposit, giving them more bets and higher chances to win. Deposit bonuses also give free spins and other benefits.

Reload Bonus

Online baccarat casinos also have to reload bonuses. These are a variation of deposit promos, requiring players to reload their wallets with more funds. Live baccarat casinos offer this bonus as part of ongoing promos, so players can always benefit from it.

Cashback

The online baccarat Philippines experience is boosted further by cashback offers. This is a type of bonus in which users get additional funds when losing a set amount of bets. While playing at a live baccarat casino, you may regain a certain failed wager for a second try.

VIP Rewards

Both video and live dealer games benefit from VIP programs. These are designed to reward those players who are regulars on the platform and spend a certain amount of money. VIP perks include better playing conditions, exclusive titles, boosted bonuses, and higher withdrawal limits.

Online Baccarat Payment Methods

To follow are the most common banking methods with their typical conditions at Pinoy casinos. Note that limits, processing time and fees might vary from site to site or your agreement with the financial operator.

Payment OptionTypeWithdrawal TimeMin. Deposit (PHP)Max. Deposit
(PHP)
Fees
GCashE-Wallet1-3 Days300500,000Free
PayMayaE-Wallet0-1 Hour5,00050,0001.5-2%
GrabPayE-Wallet0-72 Hours200100,0001%
VISA / MasterCardBank Card1-3 Days1,30026,0003-5%
BitcoinCryptocurrencyInstant1,000130,000Free
EthereumCryptocurrencyInstant1,000130,000Free
LitecoinCryptocurrencyInstant1,000130,000Free
Neteller/SkrillE-Wallet2-6 Hours500130,0000-1.45%

FAQ for Baccarat in the Philippines

Where can I play online baccarat in the Philippines?
Numerous online casinos in the country offer live dealer baccarat and other variants. Find a regulated platform from our list to avoid illegal gambling.
How popular is online baccarat in the Philippines?
Filipinos love playing this card game for its simple gameplay and the involvement of luck instead of pure skill. It is highly popular in the country and available on most gaming sites.
How does the online baccarat scene in the Philippines compare to other gambling options?
Baccarat is very popular in the country. Most casinos offer a handful of variations, which seems to be more than what’s found in other regions.
What are the rules of online baccarat?
Both the player and the banker receive 2 cards each. If the player’s hand totals 5 or below, they take another card. If it is 6 or 7, they stand. An 8/9 is considered a win.
What is the objective of online baccarat?
The goal is to score a total of close to nine. This depends on what cards you get and their values. 2-9 are valued at 2-9, 10s and face cards are 0, while Aces count for 1.
What are the betting options in online baccarat?
Players bet on the game’s result. The three possibilities are a player win, a banker win, and a tie.
What are the odds of winning in online baccarat?
The odds of the player or banker winning are 44.62% and 45.85%, respectively. The chance for a tie is 9.53%.
What is the house edge in online baccarat?
Baccarat is a game with a very low house edge of just 1.06%. This means the chances of either the player or banker winning are nearly equal.